Wednesday, August 04, 2010

How Maybank changed my life..


I've always wanted a credit card.. Well, I wanted a credit card not long after I owned an ATM card (which happened to be when I was fourteen -- pretty young to have one, for a kid from a middle-class family in Malaysia I would say.)
I don't know.. the idea of spending without having the actual money was interesting.

Then I found out about the debts that could befall me.. which made me re-think about "wanting" to have a credit card.
The idea of spending money that I don't actually have became SCARY, to say the least.

So anyway.. I'm not really into accounts or banking.. or even planning, but a few months ago I decided to open a new banking account with Maybank after yeaaarrs of being loyal to CIMB.
Reason to doing so; just because.
I thought that I needed the second account so I would have a place to put away some money to be saved.

The thing about Maybank.. once you open an account, they'll give you an ATM card that also works as a DEBIT card.
And voila! A way to spend the money that I already have, without having the actual money in my hands! Plus, I could also set up my account with Paypal so I could shop online!
So THAT'S how Maybank changed my life.
Is it for the better?

Now let's see.. earlier today I deposited some money into that account, and when I came home I logged on to Ebay, and found myself buying TWO Moleskines!
In my defense though, buying those online are WAY cheaper than buying them from say.. Borders. Seriously. So in a way, I am saving money here! theehee!
Actually I pretty much just found out that a LOT of things are cheaper when you buy them online. I don't know.. maybe because I'm in Malaysia and the shops here just marks up the prices a LOT.

So anyway.. I think I'm addicted to online shopping now.
Suddenly there are more things on my list of "The Things I Want" now..
Oh well, I'm glad that I have a job -- and lucky enough, I only call it a "job" a few times a month. Most of the days I'm just fooling around, really.
I'm thankful for that.

One more thing I am thankful about;
I am veeerry grateful to have a boyfriend who is a good cook!
Thank you, God!

Time for dinner/supper now.


Brandon J. Carver said...

Girl, you'll have to go to a support group if you are not careful! lol.

I will not allow myself to get a credit card...

Monkey's Bunny said...

Lol.. I don't think I'm at that stage just yet.. But yeah, I should be careful.

And as for a credit card.. Oh, I'm torn. In a way it'd make travelling easier.. But what are the chances that I'd use it ONLY for when I'm travelling? haha

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